Fill in the blanks:

(i) Majority of the credit needs of the…….households are met from informal sources.

(ii) …………costs of borrowing increase the debt-burden.

(iii) …………issues currency notes on behalf of the Central Government.

(iv) Banks charge a higher interest rate on loans than what they offer on …………….

(v) …………..is an asset that the borrower owns and uses as a guarantee until the loan is repaid to the lender.