What are the reasons that make Swapna’s situation so risky? Discuss factors – pesticides, role of money lenders, climate.

The reasons for Swapna’s situation being risky are as follows:

(a) The failure of crop due to either poor rainfall or attack on the crop by pests.

(b) Her situation is becoming worse day by day as money lenders charge high interest rates and if she can’t pay her debts they will forfeit her land too which results in decrement of her earning or maybe she becomes solvent for future.