Sum of the first 20 terms of an AP is -240, and its first term is 7. Find its 24th term.
Given: Sum of first 20 terms of an AP is -240 and first term of the series (a) = 7
⇒ S20 = -240 …(i)
Since, 
∴,
[∵, a = 7 and n = 20]
⇒ S20 = (10)[14 + 19d] = 140 + 190d = -240 [from equation (i)]
⇒ 140 + 190d = -240
⇒ 190d = -240 – 140 = -380
⇒ d = -380/190 = -2
We have a = 7 and d = -2 and we have to find a24.
a24 = a + 23d [∵, an = a + (n – 1)d]
⇒ a24 = 7 + 23×(-2) = 7 – 46 = -39
Thus, its 24th term is -39.
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